ClearPoint Credit Counseling Solutions (formerly CredAbility*) is a national nonprofit credit counseling agency. We are a member agency of the NFCC for credit counseling and are a HUD-approved agency for our housing counseling services. Since 1964, we have been helping consumers with their budget, credit, and housing issues and we are grateful to continue serving consumers in need.
*In 2013, CredAbility and ClearPoint Credit Counseling Solutions merged to become the second largest NFCC-member agency. This merger allowed us to bring together two of the most trusted brands in the credit counseling industry and will allow us to provide consumers with a variety of counseling services. In 2014, we celebrate 50 years of service, and we will continue to do business as ClearPoint Credit Counseling Solutions.
Our services include Debt Management Programs, Student Loan Counseling, Foreclosure Prevention, Pre-Purchase and Post-Purchase Counseling, Reverse Mortgage Counseling, Rental Counseling, Bankruptcy Counseling, Education Seminars, and more.
Why we are Unique
ClearPoint is unique because of the emphasis we place on education.
We work toward a mission of Consumer Health through Financial Education, which means that we want to teach consumers how to make educated financial decisions and turn their lives around. Our vision is to transform people’s lives by guiding them toward financial dignity, self-determination and long-term economic success.
Every counseling session involves education, but we have other resources that are aimed at teaching consumers, too. To learn more, visit our main Education page.
We are made up of a talented leadership team and a volunteer board of directors. You can learn more about company management, and current job openings, by visiting the page we’ve made for Our Team.
Our Funding and Results
We receive funding from multiple sources, including grants, voluntary contributions from creditors, gifts from our donors, and client fees.
To learn more about how we have helped clients recently, use the link to our Annual Report on the left side of this page. This report will give insight into our strategic planning, our client demographics, and what we were able to accomplish last year.
We are based in Atlanta, GA and offer our counseling online, over the phone, and in person at our branch locations across the country. We offer counseling in English and Spanish.