Budget and Credit Counseling

If you’re feeling overwhelmed by your finances, the first step toward regaining control can sometimes be the hardest. It’s difficult and can even feel embarrassing to ask for help. We understand that, because we’ve helped thousands of people just like you. There’s no reason to feel ashamed about the past, and our counselors are ready to help you create a promising financial future.

What is it?

Budget and Credit Counseling is an opportunity to meet with a certified credit counselor who can help you improve your financial situation. The counseling is offered free of charge.

During a counseling session, you and your counselor will go over your current budget, including any money owed such as debt from credit cards, medical bills, student loans, car loans and all others. Afterwards, you will receive a written summary including an action plan to move forward. The goal is to put you in a position where you can meet your financial commitments and develop a plan for paying your debts. You are under no obligation to take any of the debt advice or recommended credit management steps. Your counseling session is completely confidential. We do not report the information to your creditors or your credit report.

To learn more specifics about our counseling, read about what to expect in your session.

Personalized Advice

You can be sure that your counselor will give you advice that is tailored to your specific financial situation. When it comes to finances, a “one size fits all” approach just doesn’t work. Your counselor will be giving you unique advice based on what you are going through.

After the Session

After your session, our support continues with free debt advice and online assistance in everything from how to pay down debt to strategies for successful credit management and how to read a credit report. As always, our reprentatives are here to help you build a brighter financial future. Click below to start an online session, and we will direct you to the application process on our ClearPoint website.

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