CredAbility has provided debt-related counseling to individuals and families since 1964. Today, CredAbility is a leading national provider of credit counseling and education.

Atlanta business and community leaders, headed by Mills Lane, president of Citizens & Southern National Bank, led the effort to establish Consumer Counseling Credit Service (CCCS) of Greater Atlanta in the early 1960s.

Founded in 1964, CCCS was one of the first counseling agencies of its kind in the country. For many years, we focused exclusively on in-person credit counseling at our offices around the Atlanta area.

Keeping pace with changing lifestyles and growing demand, we made substantial investments in our infrastructure. We added 24/7 service by phone and on the Web—and new services, including bankruptcy and housing counseling. We also diversified our capabilities to provide counseling and education in Spanish.

Throughout our growth, we have remained committed to measurement and research. We continually track outcomes, demonstrating the positive effects of counseling on the financial health of our clients, and by extension, to our communities.

Over the years, we expanded our presence further. We welcomed four other Consumer Credit Counseling Service agencies to our family: Palm Beach County and the Treasure Coast of Florida; East Tennessee; Jackson, Mississippi; and Central Florida and the Florida Gulf Coast.

Today, we are CredAbility.

On May 26, 2010, we officially rebranded our organization: Consumer Credit Counseling Service of Greater Atlanta became CredAbility. We changed our name to eliminate confusion and differentiate ourselves from other agencies with similar-sounding names. We wanted to make it easier for people to find us, wherever they may live.

From our humble beginnings in 1964, to our position today as a national leader in nonprofit credit counseling, CredAbility remains a community service agency. Every day our mission inspires us to help financially distressed people move from crisis to control by providing compassionate service with innovative and practical solutions. Our ultimate goal for all clients is a lifetime of economic freedom.