Budget and Credit Counseling

5:53 min

Listen as our CredAbilityU experts discuss what is debt and how do you get rid of it quickly.

This site is directed towards seniors but has important lessons for every age group. The unfortunate reality is seniors are specifically targeted by some scammers, so it’s seniors who are in most need of the information.

Avoiding Your Own Personal Recession

Worried about your personal finances? Learn steps that will help you assess your current financial situation and avoid your own personal financial crisis.

Avoiding Your Own Personal Recession

The purpose of this course is to help you learn how to protect yourself in this challenging economy and avoid a household recession. You'll learn to assess your current financial status, establish steps to avoid a household financial crisis, and monitor your progress during key interim periods.

6:53 min

Be a Household CFO

Listen as our CredAbilityU experts discuss financial tips on how to become a Household CFO

Buy the House I Love or Love the House I Can Afford

This course will instruct you on how to determine your price range before shopping for a home, understand the additional costs to include when purchasing a home, and determine what your budget is for all your housing costs.

3:57 min

Buying Insurance

Listen as our CredAbilityU experts discuss financial tips on how to unravel the mystery of buying insurance.

Change Your Financial Fate

In this course, you will learn several methods to build a workable plan to pay-off your debts quickly. You will learn how to prioritize your debts and pay-off secured as well as unsecured debts. Also, we will show you how to effectively track your spending and pay-off your debt and live free of debt.

Change Your Financial Fate

Learn how to start the year off by becoming free of debt this year. You will learn several methods to build a workable plan to pay-off your debts quickly. You will learn how to prioritize your debts and pay-off secured as well as unsecured debts. Also, we will show you how to effectively track your spending and pay-off your holiday debt and live free of debt.

3:51 min

Checking Accounts - Featuring CheckWise

Listen as our CredAbilityU experts discuss how to use a checking account as a positive financial resource.

CheckWise

Designed to help you manage a checking account responsibly, this paid course will teach you how to choose the right financial institution and open an account—plus how to use bill pay and other online banking features. Completion of this course may be helpful in your ability to qualify for a new checking account.

3:58 min

Common Financial Terms

Listen as our CredAbilityU experts discuss the common financial terms to assist you have a better understand of your money.

Conquering Credit Challenges

Each of us has a responsibility to manage spending. You will learn how to get the right reports from credit bureaus, interpret your credit report, understand the costs of using credit and work with your creditors.

6:02 min

Credit Scores and Credit Reports

Listen as our CredAbilityU experts discuss financial tips on understanding and managing your credit report.

3:32 min

Experience a Large Financial Loss

Listen as our CredAbilityU experts discuss reevaluating your lifestyle to accommodate a large financial loss.

Fair Credit Reporting

In this article, you will find out how to get free copies of your credit report, while ensuring its accuracy, privacy and your rights under federal law.

Fair Debt Collection

If you are behind on paying credit cards, personal loans or a home mortgage, this article will explain the laws governing debt collection, so you will know how to be treated fairly, honestly and legally.

Fighting Back Scams Part I

Taken from our Fighting Back Senior Scams class, Avoiding Scams Part I will address how to recognize consumer fraud schemes, detect and prevent identity theft, and identify mortgage-related abuses.

Fighting Back Scams Part II

Taken from our Fighting Back Senior Scams class, Avoiding Scams Part II will address a variety of insurance choices and examine estate planning, among other financial issues.

Financial Success Starts Here

This course helps participants achieve financial balance and economic freedom. Topics include: setting financial goals; creating a spending plan; tracking expenses; and developing healthy financial habits.

Financial Success Starts Here!

This webinar will teach you concepts of setting goals and putting in place a priority spending plan. Take control of your finances today by learning the steps involved in gaining a better view over your finances.

3:00 min

Financial Tips at Lake Lanier

Does your bank account rise and fall like the levels of Lake Lanier? If you need some tips on how to stay afloat in rough waters watch this 2 minute CredAbilityU video.

1:38 min

Financial Tips at Spaghetti Junction

Are there potholes and congestion in your personal finances? If you need tips to put the right items in place to have some margin built into your personal finances without getting distracted along the way, watch this 2 minute CredAbilityU video.

1:32 min

Financial Tips at Stone Mountain

Are your financial plans built on something just as solid as Stone Mountain? If you want help building a firm financial foundation watch this 2 minute CredAbilityU video for additional tips.

1:08 min

Financial Tips at the Olympics

Do you have a vision and a plan for your personal finances or are you slowly getting by with no real financial goals in place? Watch this 2 minute CredAbilityU video to learn how you can setup a proper plan for your personal finances that will help you achieve your goals.

Fully Covered

Understand the basic types of insurance and why it is important to have the right insurance coverage for your family.

Fully Covered

Understand the basic types of insurance and why it is important to have the right insurance coverage for your family.

Handling Change - A Guide to Managing Between Jobs

The purpose of this course is to guide you through the many challenges you will face and to offer a series of suggestions to help you not only survive, but thrive during a period of transition.

Handling Change–A guide to managing between jobs

A guide to managing between jobs- Dealing with the financial impact of job loss and quickly getting back on track.

Handling Life's Big Emergencies

Handling Life's Big Emergencies will instruct you on the top five emergencies that can devastate a family's finances. Learn ways to protect yourself and your family in case of an emergency and learn about resources that can help you with your emergency situation.

Handling Life's Big Emergencies

This course will instruct you o¬n the top five emergencies that can devastate a family's finances. Learn ways to protect yourself and your family in case of an emergency and learn about resources that can help you with your emergency situation.

How Do I Get Out Of Debt?

This course will teach you that paying off debts give you the freedom and flexibility to do what you want. You will learn how to prevent spending your future, how to pay-off charges quickly, and learn the steps to build a workable plan to pay-off your debts.

How Do I Get Out Of Debt?

We'll show you workable strategies for paying off your debts.

How Do I Handle This

Learn how to plan, prepare, and position your finances for those common emergencies that could derail a families finances.

How Do I Handle This

How Do I Handle This helps you learn how to plan, prepare and position your finances for those common emergencies that could derail family finances.

3:00 min

Identity Theft

Listen as our CredAbilityU experts discuss financial tips on ways to avoid a very expensive and troubling worldwide crime called Identity theft.

Identity Theft

Learn the necessary steps that you need to take to protect your information and avoid the common mistakes that allow the thieves to take your identity. Learn also what you have to do if you are already a victim of identity theft.

Identity Theft

Learn the necessary steps to protect your information and avoid the common mistakes that allow someone to take your identity. This course will help you understand what you must do if you are a victim of identity theft.

3:51 min

Importance of Saving

Listen as our CredAbilityU experts discuss the importance of saving and tips to keep you on track

It's Not True

This course will provide you with a clear understanding of how to correct errors on your credit report and address credit denials based on inaccurate information contained in your credit report.

Know the Score: Understanding and Improving Your Credit Score

We will explore the importance of a credit score and how it can affect your financial life. You will learn the five critical factors that determine your number, how to deal with errors and tips that may help you increase your score.

Living on 70 Cents

This webinar will instruct you on how to build a spending plan that includes margin, savings and investments. You will also learn how to make better buying decisions.

Living on 70 Cents

This course offers advice on how to build a spending plan that includes margin, savings and investments. You will also learn how to make better buying decisions.

4:04 min

Making a Five Year Plan

Listen as our CredAbilityU experts discuss financial tips on making a five year plan and more importantly how and why you should do it.

Money Basics

Here you can access free resources to increase your knowledge of basic money management and enhance your overall financial literacy; a variety of self-guided education seminars, workbooks and study aids have been designed to support you.

3:49 min

New Resources on CredAbilityU

Listen as our CredAbilityU experts discuss a variety of free resources that can assist you with your personal financial goals.

Play Your Way to Financial Freedom

Play Your Way To Financial Freedom teaches you how to use educational games to help your family change the way they think about money and credit cards. You will learn how to play the new Beat Debt board game and Paid Off card game (for in-person only; games sold separately).

3:28 min

Receive Unexpected Money

Listen as our CredAbilityU experts discuss how to manage a windfall of money successfully.

Recruit Your Family

Recruit Your Family will reveal the story of how one woman inspired her family to get out of debt. With this tale, we hope you will be inspired, too—and then apply those same strategies she used to get her family out of debt much faster than expected.

Recruit Your Family

During this course you will hear the story of how o¬ne woman was able to inspire her family to get out of debt. Our hope for you in hearing this story is that you too will be inspired to implement some of the same strategies Anne implemented in getting her family out of debt much faster than they ever expected.

Retirement and Savings

Retirement and Savings will teach you the total amount of money you will need each month after retirement. You will learn simple ways to help you save towards retirement—and how fast your money can grow once you start saving.

Retirement and Savings

This course will teach you the total amount of money you will need each month after retirement. It will also teach you the common ways you can save towards retirement. Also you will learn how fast your money can grow once you start saving towards retirement.

Reverse Mortgage

This class will show you the benefits and drawbacks of obtaining a reverse mortgage.

Saying I do

The purpose of this course is to realize that financial problems can cause irreparable damage to couples who believe they have found their perfect match. This course will show you how to identify areas of concern and eliminate financial stress before you walk down the aisle.

Saying I Do

Whether you are ready to walk down the aisle or take the next step in your relationship, this course will show you how open and honest communication can help to identify areas of concern and build a foundation for financial success!

3:00min

Saying I Do

Listen as our CredAbilityU experts discuss financial tips on a surprising way to have a great and happy marriage

Strategies for Improving Your Credit Score During or After Bankruptcy

The purpose of this course is to guide clients who have filed for bankruptcy and provide more information on how bankruptcy affects the following aspects of their life.

Strategies For Managing Your Credit Report and Credit Score After or During Bankruptcy

If you've filed for bankruptcy, discover the effect it can have on your credit report, credit score and request for new credit. We will also explain how to manage your credit, and what to expect as a result of having filed for bankruptcy.

Surviving on a Limited Budget

Learn tips to help you survive and maintain status quo when your income has been reduced or when you’re living on a limited budget.

Surviving The Holidays Without Going Broke

Learn how to avoid the dangers of holiday shopping while establishing a spending plan, and identifying tips to save on holiday spending and stretch your holiday dollars.

Surviving the Holidays without going broke!

This webinar will instruct you on how to avoid overwhelming debt during the Holiday season. You will be able to download an activity workbook which contains a blank Holiday Spending Plan and learn about additional resources that will help you gain confidence in your personal finances.

Taking Control of your Credit Cards

This course focuses on how to examine your credit cards, how credit cards work and how to use them properly.

Understanding Your Credit Score

This article will give you a clear explanation of a credit score and how managing your finances will determine your costs to borrow money, plus valuable resources to help you learn more.

Understanding Your Net Worth

Determining your net worth is as important as knowing how much you owe. This article will help you understand the value of your assets and your liabilities in dealing with financial challenges.

Understanding Your Student Loans

The purpose of this course is to explain what options are available for financing your education costs.

Identify what education financing options are available
Differentiate between federal and private student loans, and evaluate the features of each
Understand loan repayment options and the consequences of non-payment
Use available options to build your education financing plan

3:44 min

What to Do if You Are Behind in Your Debt

Listen as our CredAbilityU experts discuss what to do if you are receiving harassing phone calls

3:37 min

What to Do if You Lose Your Job

Listen as our CredAbilityU experts discuss strategies and tools to address a job loss.

3:52 min

When is The Best Time to Seek Help

Listen as our CredAbilityU experts discuss financial tips on where to find help if you are feeling overwhelmed by your finances.

Where Do I Want to Be in 5 Years?

This webinar will help you identify and commit to goals that inspire you to make the right choices. You'll also learn to adjust goals as necessary.

Where Do I Want to Be in 5 Years?

The purpose of this webinar is to help you identify and commit to goals that inspire you to make the right choices. You will learn to start with your ending goal in mind, write down your goals and adjust your goals as necessary.

Where Does My Money Go?

Learn how to create a "priority spending" plan that enables you to save money to meet your goals.

Where Does My Money Go?

This webinar will instruct you on how to create a priority spending plan to save enough money to reach your goals.

Why am I a 678?

Learn what a credit score means and how you can improve it.

Why Am I A 678?

Learn how your credit score can affect your financial life, and what to do to improve your score.

CredAbilityU - Budget & Credit Counseling

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