Debt Management Plan | CredAbility.org

5:53 min

Avoiding Debt

Listen as our CredAbilityU experts discuss what is debt and how do you get rid of it quickly.

3:57 min

Buying Insurance

Listen as our CredAbilityU experts discuss financial tips on how to unravel the mystery of buying insurance.

Change Your Financial Fate

In this course, you will learn several methods to build a workable plan to pay-off your debts quickly. You will learn how to prioritize your debts and pay-off secured as well as unsecured debts. Also, we will show you how to effectively track your spending and pay-off your debt and live free of debt.

Change Your Financial Fate

Learn how to start the year off by becoming free of debt this year. You will learn several methods to build a workable plan to pay-off your debts quickly. You will learn how to prioritize your debts and pay-off secured as well as unsecured debts. Also, we will show you how to effectively track your spending and pay-off your holiday debt and live free of debt.

Conquering Credit Challenges

Each of us has a responsibility to manage spending. You will learn how to get the right reports from credit bureaus, interpret your credit report, understand the costs of using credit and work with your creditors.

3:32 min

Experience a Large Financial Loss

Listen as our CredAbilityU experts discuss reevaluating your lifestyle to accommodate a large financial loss.

Fair Credit Reporting

In this article, you will find out how to get free copies of your credit report, while ensuring its accuracy, privacy and your rights under federal law.

Fair Debt Collection

If you are behind on paying credit cards, personal loans or a home mortgage, this article will explain the laws governing debt collection, so you will know how to be treated fairly, honestly and legally.

Fighting Back Scams Part I

Taken from our Fighting Back Senior Scams class, Avoiding Scams Part I will address how to recognize consumer fraud schemes, detect and prevent identity theft, and identify mortgage-related abuses.

Fighting Back Scams Part II

Taken from our Fighting Back Senior Scams class, Avoiding Scams Part II will address a variety of insurance choices and examine estate planning, among other financial issues.

3:00 min

Financial Tips at Lake Lanier

Does your bank account rise and fall like the levels of Lake Lanier? If you need some tips on how to stay afloat in rough waters watch this 2 minute CredAbilityU video.

1:38 min

Financial Tips at Spaghetti Junction

Are there potholes and congestion in your personal finances? If you need tips to put the right items in place to have some margin built into your personal finances without getting distracted along the way, watch this 2 minute CredAbilityU video.

Fully Covered

Understand the basic types of insurance and why it is important to have the right insurance coverage for your family.

Fully Covered

Understand the basic types of insurance and why it is important to have the right insurance coverage for your family.

How Do I Get Out Of Debt?

This course will teach you that paying off debts give you the freedom and flexibility to do what you want. You will learn how to prevent spending your future, how to pay-off charges quickly, and learn the steps to build a workable plan to pay-off your debts.

How Do I Get Out Of Debt?

We'll show you workable strategies for paying off your debts.

Identity Theft

Learn the necessary steps that you need to take to protect your information and avoid the common mistakes that allow the thieves to take your identity. Learn also what you have to do if you are already a victim of identity theft.

3:00 min

Identity Theft

Listen as our CredAbilityU experts discuss financial tips on ways to avoid a very expensive and troubling worldwide crime called Identity theft.

Identity Theft

Learn the necessary steps to protect your information and avoid the common mistakes that allow someone to take your identity. This course will help you understand what you must do if you are a victim of identity theft.

3:51 min

Importance of Saving

Listen as our CredAbilityU experts discuss the importance of saving and tips to keep you on track

Important Information about Your Debt Management Plan (DMP)

Before you fill out your DMP forms, we will review the responsibilities critical to your plan’s success, step-by-step and the consequences if you choose to withdraw from it.

Know the Score: Understanding and Improving Your Credit Score

We will explore the importance of a credit score and how it can affect your financial life. You will learn the five critical factors that determine your number, how to deal with errors and tips that may help you increase your score.

4:04 min

Making a Five Year Plan

Listen as our CredAbilityU experts discuss financial tips on making a five year plan and more importantly how and why you should do it.

Money Basics

Here you can access free resources to increase your knowledge of basic money management and enhance your overall financial literacy; a variety of self-guided education seminars, workbooks and study aids have been designed to support you.

3:49 min

New Resources on CredAbilityU

Listen as our CredAbilityU experts discuss a variety of free resources that can assist you with your personal financial goals.

Play Your Way to Financial Freedom

Play Your Way To Financial Freedom teaches you how to use educational games to help your family change the way they think about money and credit cards. You will learn how to play the new Beat Debt board game and Paid Off card game (for in-person only; games sold separately).

Recruit Your Family

Recruit Your Family will reveal the story of how one woman inspired her family to get out of debt. With this tale, we hope you will be inspired, too—and then apply those same strategies she used to get her family out of debt much faster than expected.

Recruit Your Family

During this course you will hear the story of how o¬ne woman was able to inspire her family to get out of debt. Our hope for you in hearing this story is that you too will be inspired to implement some of the same strategies Anne implemented in getting her family out of debt much faster than they ever expected.

Reverse Mortgage

This class will show you the benefits and drawbacks of obtaining a reverse mortgage.

Starting Your Debt Management Plan on The Right Step

Starting Your Debt Management Plan on the Right Foot provides the information you need to start your DMP correctly. You will learn simple things that can help you gain control over your financial situation and eliminate your credit card debt.

Surviving The Holidays Without Going Broke

Learn how to avoid the dangers of holiday shopping while establishing a spending plan, and identifying tips to save on holiday spending and stretch your holiday dollars.

Surviving the Holidays without going broke!

This webinar will instruct you on how to avoid overwhelming debt during the Holiday season. You will be able to download an activity workbook which contains a blank Holiday Spending Plan and learn about additional resources that will help you gain confidence in your personal finances.

Taking Control of your Credit Cards

This course focuses on how to examine your credit cards, how credit cards work and how to use them properly.

Understanding Your Credit Score

This article will give you a clear explanation of a credit score and how managing your finances will determine your costs to borrow money, plus valuable resources to help you learn more.

Understanding Your Net Worth

Determining your net worth is as important as knowing how much you owe. This article will help you understand the value of your assets and your liabilities in dealing with financial challenges.

Understanding Your Student Loans

The purpose of this course is to explain what options are available for financing your education costs.

Identify what education financing options are available
Differentiate between federal and private student loans, and evaluate the features of each
Understand loan repayment options and the consequences of non-payment
Use available options to build your education financing plan

3:44 min

What to Do if You Are Behind in Your Debt

Listen as our CredAbilityU experts discuss what to do if you are receiving harassing phone calls

3:37 min

What to Do if You Lose Your Job

Listen as our CredAbilityU experts discuss strategies and tools to address a job loss.

Where Do I Want to Be in 5 Years?

The purpose of this webinar is to help you identify and commit to goals that inspire you to make the right choices. You will learn to start with your ending goal in mind, write down your goals and adjust your goals as necessary.

Where Do I Want to Be in 5 Years?

This webinar will help you identify and commit to goals that inspire you to make the right choices. You'll also learn to adjust goals as necessary.

CredAbilityU - Debt Management Plan

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