With our first-time homebuyer programs, we can put you on the right path.
Pre-Purchase Counseling & Education
Purchasing a home is the fulfillment of a dream and possibly the most significant financial commitment you will make. We offer the education and counseling programs that will help you navigate successfully through all aspects of the purchasing process. Plus, we will prepare you to manage the responsibilities of homeownership.
Our programs are valuable for anyone considering a home purchase. And they may be required for individuals participating in a down payment assistance program, neighborhood stabilization program or other home purchase programs.
If you are taking our counseling and/or education program as a condition of your lender, it is important that you confirm all requirements to satisfy your program, including the length of program (if specified).
Designed to meet the requirements of the US Department of Housing and Urban Development (HUD), our education and counseling programs include:
- 6 hours of Pre-purchase Education
- 2 hours of Pre-purchase Counseling
Depending on the requirements of your particular program, you may need to take just one of these programs, or both. Please confirm your lender’s requirements before you begin.
Unless your lender has made specific arrangements with us and provided you with a unique program code, there is a fee for our pre-purchase counseling and education programs:
- 6-hour Pre-purchase Education - $25
- 2-hour Pre-purchase Counseling - $50
- 8-hour Pre-purchase combined program - $75
Why Choose CredAbility
CredAbility is recognized as a national intermediary by the US Department of Housing and Urban Development (HUD), approved to provide housing counseling and education throughout the United States.