Reverse Mortgage Counseling

There are a lot of opinions about reverse mortgages. Some say they offer you financial freedom. Others warn of a financial stranglehold. It’s hard to know what to believe. You need someone who will give you unbiased advice and make recommendations that are in your best interest. At Clearpoint, we’ve been doing just that since 1964.

We have helped thousands of people like you with expert financial counseling. And we are experts at determining the pros and cons of reverse mortgage. In our reverse mortgage counseling, we will do a thorough review of your financial situation and long-term goals. From there, we will know enough about your individual circumstances to develop a solution that’s right for you.

Why counseling?

Homeowners aged 62 and over who apply for a federally insured Home Equity Conversion Mortgage (HECM) must receive reverse mortgage counseling and a certificate of completion through a national network of HECM counselors approved by the U. S. Department of Housing and Urban Development (HUD).

What you will learn

During your Clearpoint reverse mortgage session, you will learn about reverse mortgages, tell us about yourself, send us your information and speak with a counselor to complete the session. If you are considering applying for a reverse mortgage and ready to complete the required counseling session, you have come to the right place!

Important Notice for Residents of Massachusetts, Minnesota, and North Carolina

Clearpoint is not able to provide reverse mortgage counseling for homeowners living in Massachusetts or Minnesota at this time. Your counseling session must be completed face to face by a certified reverse mortgage counselor in your state. Please call 800.467.0906 to find an office close to you which can provide this service.

North Carolina Residents: Reverse mortgage counseling is offered in your state face to face only at our Charlotte location. For more information please contact us at 800.467.0906.

Get Started

Please call 800.467.0906 to schedule an appointment by phone for a Reverse Mortgage Counseling session with an experienced housing counselor, or in-person at a branch office.

You may also click “next” below to continue reading through the Information Center so you can learn more about this counseling process and what to expect.

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